月入兩千不一定“月光”“理財?shù)邸毕评碡敓?/title> <script type="text/javascript" src="../../../images/global.js"> </script> <link href="../../../images/jr_view.css" rel="stylesheet" type="text/css"> <script type="text/javascript" src="../../../images/font_size.js"> </script> <style type="text/css"> .readother{/*擴展閱讀*/height:auto!important; height:70px; min-height:70px; border-top:#BD0100 1px solid;border-bottom:#BD0100 1px solid;} .readother li{float:left; margin:5px 5px 0;width:325px;font-size:14px; overflow:auto; zoom:1; display:block;} .readother li a,.readother li a:hover{color:#f00; text-decoration:none;} </style> <meta http-equiv="Cache-Control" content="no-transform" /> <meta http-equiv="Cache-Control" content="no-siteapp" /> <script>var V_PATH="/";window.onerror=function(){ return true; };</script> </head> <body><div id="nnpr1" class="pl_css_ganrao" style="display: none;"><dl id="nnpr1"><output id="nnpr1"><video id="nnpr1"><sup id="nnpr1"></sup></video></output></dl><acronym id="nnpr1"><sup 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class="author"> 2010-10-11 08:43 來源：今晚報編輯：胡珊珊 </div> <div style="margin:0 auto;" style="height:auto!important; height:558px; min-height:558px;" id="textsize"> 　　“月收入2000元，能吃得健康，還能兼顧交友和學(xué)習(xí)，而且每月還有500元的存款……”這聽上去不可思議的理財方案，不久前卻出現(xiàn)在某網(wǎng)站的論壇上并迅速躥紅，發(fā)帖人更是被網(wǎng)友稱為“理財?shù)邸薄? <P>　　<STRONG>“理財?shù)邸毕破鹄碡敓?/STRONG></P> <P>　　如今，越來越多的年輕白領(lǐng)開始學(xué)習(xí)和嘗試對自己的收入進行規(guī)劃。近日，在網(wǎng)上一家論壇中，一名網(wǎng)友貼出了月入2000元的五分法，受到了年輕白領(lǐng)的追捧。在這份理財計劃中，每月2000元的收入被分為不等的5份，生活費為600元，400元用來交朋友，300元用來學(xué)習(xí)，此外，還有200元用于旅游基金和500元用來投資。同時，作者還對每一份的執(zhí)行標準和用處都進行了詳細的描述，例如，對于600元的生活費，帖子中也詳細描述：早餐一份煮米飯，一個雞蛋，一杯豆?jié){。中餐一份快餐，一個水果。晚餐自己開個小灶，煮點飯，加倆菜，睡前一杯奶。值得注意的是，在本就不多的2000元收入中，作者還專門安排了用于擴大人際圈的費用，每月2次，每次150元。用在學(xué)習(xí)、旅游、交友等生活必需品以外的總花銷達到了900元，占了收入的近一半，也體現(xiàn)出現(xiàn)代年輕人注重自我培養(yǎng)的消費新理念。</P> <P>　　“理財?shù)邸避f紅后，記者采訪了在銀行上班的吳小姐，她對記者說：“雖然我不會完全照搬這種方式來安排自己的生活，但我會借鑒其中分配收入的辦法�！睂Υ�，不少年輕白領(lǐng)也表示，雖然“理財?shù)邸钡那鍐沃皇莻€例，無法涵蓋所有人的需求，但它傳達了一種合理規(guī)劃、分配收入的理念，對大多數(shù)年輕人很有幫助。 <TABLE cellSpacing=0 cellPadding=0 align=left border=0> <TBODY> <TR> <TD> <div class="3vzjk3zj44k" id=adhzh name="hzh"> </DIV></TD></TR></TBODY></TABLE></P> <P>　　<STRONG>合理規(guī)劃需長期堅持</STRONG></P> <P>　　針對收入分配和理財計劃，記者進行了隨機調(diào)查和采訪。受訪對象多為年齡在30歲以下的年輕白領(lǐng)，既有已經(jīng)進入職場七八年的老員工，也有剛剛參加工作的應(yīng)屆畢業(yè)生，月收入水平也從1600元到8000元不等。從調(diào)查的情況來看，超過一半的受訪者都表示沒有理財和收入分配規(guī)劃，有些受訪者的理財計劃也只停留在計算收入、支出、盈余的階段，像“理財?shù)邸边@樣有詳細計劃的還不足2成。</P> <P>　　不過，對于“理財?shù)邸边@樣的理財計劃，不少網(wǎng)友也發(fā)出了質(zhì)疑，稱其中貸款、房租、交通費、醫(yī)療費等重要支出都沒有涉及。對此，業(yè)內(nèi)人士表示，“理財?shù)邸钡淖呒t只是說明理財觀念受到更多年輕白領(lǐng)的認同，而具體的分配方案和比例還是要根據(jù)每個人的不同條件和需求制定。例如，技術(shù)類工作的從業(yè)者在技能培訓(xùn)上的投入可以適當增加，而從事銷售、管理等工作的在人際溝通方面的花銷比例也可以適當增加。對此，不少受訪者也表示，如今網(wǎng)上有很多理財?shù)能浖�，可以輔助記賬、理財甚至投資，但能否長期堅持才是年輕人理財遭遇的最大障礙。</P> <P>　　本報記者劉宇</P> </div> <div id="3vzjk3zj44k" class="coupage"> <script type="text/javascript"> //createPageHTML(1, 0, "t20101011_1553175", "htm"); var currentPage = 0;//所在頁從0開始 //var headPage = "t20101011_1553175"+"."+"htm";//首頁 //var tailPage = 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